1 Keep a low profile in daily life. Do not flaunt wealth or live too extravagantly, and avoid making others envious. Fewer people will then try to harm you.

2 Help with emergencies, not ongoing poverty. If someone truly needs money urgently, especially to save a life, you can lend it.

3 When lending money, be prepared for it never to be repaid. This makes for a healthier outlook and keeps you from wearing yourself down over late or missing repayments.

4 Do not bring up repayment. The more you mention it, the more uncomfortable they feel. Put yourself in their shoes: if someone helped you and you were grateful, but they constantly reminded you of that help, would you not find it annoying?

5 Above all, find more ways to earn money yourself and help relatives and friends around you earn more, creating a positive, forward-looking atmosphere around you.

“Living means working from the moment you're born” meme

These are my personal views. What do you think? Feel free to add your thoughts in the comments.

Finally, I wish everyone more earnings in the new year~